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南昌首套房利率依然维持9折 未来或取消优惠

房天下   2017-02-13 15:00

节后首周，就有一枚“巨型炸弹”引起广大购房者的关注：消息称北京（楼盘）的房贷将收紧。对此，房天下调查了在京十二大银行，发现北京多数银行首套房贷利率确已上调至9折及以上，二套房贷款年限也收紧至25年。

随后，包括广州（楼盘）一线城市以及青岛（楼盘）、珠海（楼盘）、重庆（楼盘）等二线城市的房贷明显收紧。这些地区近期相应减少了个人首套住房按揭贷款利率的折扣力度，要求银行发放的房贷利率不能低于基准贷款利率的9折。

作为二三线中的省会城市——南昌，是否也会受此影响呢？

在此之前，南昌市各大银行对首套商品房大部分提供的是9折利率优惠。而在北京政策推出以后，房天下对驻扎在各大楼盘的房贷情况进行调查，发现大部分的首套房利率依然维持着低9折优惠，但是随着项目所在位置的不同，低首付比例从20%到30%不等。

而在二套房方面，限购区域的首付比例在40%以上，非限购区域的首付比例则在30%，而且首付利率统统都上调至1.1倍，贷款年限暂时保持在30年。

从现有情况来看，南昌的房贷整体情况没有太大变化。

但是也有一些银行的房贷经理通透，受到北京政策的影响，近期房贷利率可能会有变化，优惠或许将取消，但是具体时间尚未确定。

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标签： 南昌房地产 房贷利率

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